ALİCOOM HOTEL
Alicomm Travel Company is incoming tour operator licensed by the Russian government to provide international travel services and is officially registered with the Ministry of Foreign Affairs to assist with the processing of visa applications.The Company offers you variety packages of services for foreign and Russian citizens in Moscow and in other Russian cities.
Booking at the best Moscow hotels at very reasonable prices, rates discounted from street rate up to 40% off. (Details...)
Hotel booking in most all Russian cities. (Details...)
Free visa support (invitation) for clients who have booked hotel by our company.
Visa support (invitation) for foreign citizens at reasonable charges for single, double and multiple. (Details...)
Sales and free delivery of most all-leading airlines with complete itinerary assistance and arrangements of arrival pick up and departure seeing off.
VIP-executive service at Moscow airports. (Details...)
Transportation service to RW stations / Domestic airports and other local transfers 24 hour.
Organizing exciting city tours with professional guides speaking main European languages. (Details...)
Theater ticket arrangements for (Bolshoi Theater, Mayakovsky Theater, etc.), concert halls and various Moscow conservatory / reporters.
Tourist service - individual / group vacation packages tours, excursion programs, business trips, organization of seminars and conferences, etc. Special summer and winter sales
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KYC compliance
Know Your Customer (KYC) compliance regulation has proved to be one of the biggest operational challenges banks, accountants, lawyers and similar financial service providers worldwide have had to overcome.
World-Check, the industry standard KYC compliance solution, provides an overview of KYC compliance and its origins, and outlines the compliance mandate as applicable to banks, accounting firms, lawyers and other regulated financial service providers – not just in the UK, Europe and the USA, but all around the world. Relied upon by more than 3,000 institutions worldwide, this KYC database solution provides effective legal and reputational risk reduction.
Why “Know Your Customer?”
The 9/11 terrorist attacks on the World Trade Centre revealed that there were sinister forces at work around the world, and that terrorists activities were being funded with laundered money, the proceeds of illicit activities such as narcotics and human trafficking, fraud and organised crime. Overnight, the combating of terrorist financing became a priority on the international agenda.
For the financial services provider of the 21st century, “knowing your customers” was no longer a suggested course of action. Based on the requirements of legislative landmarks such as the USA PATRIOT Act 2002, modern Know Your Customer (KYC) compliance mandates were created to simultaneously combat money laundering and the funding of terrorist activities.
What is Know Your Customer (KYC)?
Know Your Customer, or KYC, refers to the regulatory compliance mandate imposed on financial service providers to implement a Customer Identification Programme and perform due diligence checks before doing business with a person or entity.
KYC fulfils a risk mitigation function, and one its key requirements is checking that a prospective customer is not listed on any government lists for wanted money launders, known fraudsters or terrorists.
If preliminary KYC checks reveal that the person is a Politically Exposed Person (PEP), for example, Advanced Due Diligence must be done in order to ensure that the person’s source of wealth is transparent, and that he or she does not pose a reputational or financial risk in terms of their finances, public positions or associations. Beyond customer identification checks, the ongoing monitoring of transfers and financial transactions against a range of risk variables forms an integral part of the KYC compliance mandate.
But to understand the importance of KYC compliance for financial service providers better, its origins need to be examined.
Origins of Know Your Customer (KYC) compliance
The arrival of the new millennium was marred by a spate of terrorist attacks and corporate scandals that unmasked the darker features of globalisation. These events highlighted the role of money laundering in cross-border crime and terrorism, and underlined the need to clamp down on the exploitation of financial systems worldwide.
Know Your Customer (KYC) legislation was principally not absent prior to 9/11. Regulated financial service providers for a long time have been required to conduct due diligence and customer identification checks in order to mitigate their own operation risks, and to ensure a consistent and acceptable level of service.
In essence, the USA PATRIOT Act was not so much a radical departure from prior legislation as it was a firmer and more extensive articulation of existing laws. The Act would lead to the more rigorous regulation of a greater range of financial services providers, and expanded the authority of American law enforcement agencies in the fighting of terrorism, both in the USA and abroad.
In October 2001, President George W. Bush signed off the USA PATRIOT Act, effectively providing federal regulators with a new range of tools and powers for fighting terror financing and money laundering. During July 2002, the US Treasury proceeded to introduce Section 326 of the PATRIOT Act, a clause that removed some key burdens for regulators and added significant enforcement muscle to the Act.
What 9/11 changed, in essence, was the extent to which existing legislation was being implemented. Using the provisions of the earlier anti-terrorism USA Act as a foundation, it included the Financial Anti-Terrorism Act, which allowed for federal jurisdiction over foreign money launders and money laundered through foreign banks. Significantly, it is this anti-terror law that would make the creation of an Anti Money Laundering (AML) programme compulsory for all financial institutions and service providers.
Section 326 of the USA PATRIOT Act dealt specifically with the identification of new customers (“CIP regulation”), and made extensive provisions in terms of KYC and the methods employed to verify client identities.
In accordance with this piece of updated KYC legislation, federal regulators would hold financial institutions accountable for the effectiveness of their initial customer identification and ongoing KYC screening. Institutions are required to keep detailed records of the steps that were taken to verify prospective clients’ identities.
Although current KYC legislation does not yet demand the exclusion of specific types of foreign-issued identification, it recommends the usage of machine-verifiable identity documents. The ability to notify financial institutions if concerns regarding specific types of identification were to arise, combined with a risk-based approach to KYC, proved to provide a robust mechanism for addressing security concerns.
Effectively, the risk-based approach to customer due diligence grants regulated institutions a certain degree of flexibility to determine the forms of identification they will accept, and under which conditions.
KYC compliance: Implications for banks, lawyers and accounting firms
The KYC compliance mandate, for all its positive outcomes, has burdened companies and organisations with a substantial administrative obligation. Additionally, KYC compliance increasingly entails the creation of auditable proof of due diligence activities, in addition to the need for customer
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DDR-150 Rotary Positioning Stage
Direct drive brushless DC servo motor
- Precision ground ABEC-7 4-point contact bearings
- Durable stainless steel top plate with through hole
- Resolution to 0.2 arc seconds
- Highly repeatable Hall effect home and limit switches
- Optional encoder scale cover
- Ideal for:
- Wafer Inspection
- Precision Assembly
- Laser Machining
Low Profile Direct Drive Rotary Stage
Anorad's new DDR-150 rotary positioning stages are designed for precise position and velocity control in light to medium force applications. High performance is achieved through use of a brushless DC servomotor, high resolution optical encoder and precision bearing set all housed in a compact and precisely machined aluminum base with a rugged stainless steel top plate.
The direct drive servo control of the brushless DC motor has several advantages over conventional gear driven rotary stages. Backlash is eliminated, torque variation is minimized, plus gear and brush wear are no longer factors in long term usage. Added benefits include speeds up to 360 rpm, 0.2 arc second resolution and ±1 arc second repeatability. Step-and-settle time is also reduced due to increased servo bandwidth.
Available options for the DDR-150 include a variety of encoder resolutions to meet your speed and accuracy requirements. An axial through hole for use with pneumatic or optical devices; adjustable home, limit and hardstop positions; and a sheet metal cover to protect the encoder and internal components.
Specifications
| Parameter | Specification | Parameter | Specification |
|---|---|---|---|
| Travel | unlimited | Maximum Velocity2 | 1273 rpm |
| Accuracy | ±20 arc sec | Acceleration | 34 rad/s2 |
| Repeatability1 (bi-directional) | ±1 arc sec | Axial Capacity | 25 kg |
| Resolution1 | 0.214 arc sec | Axial Runout (TIR) | 5 µm |
| Stability | ±2 counts | Radial Runout (TIR) | 5 µm |
| Minimum move1 | 0.5 arc sec | Wobble3 | ±8 µm |
| Peak Torque | 7.4 Nm | Thru Hole diameter | 35 mm |
| Continuous Torque | 1.4 Nm | Concentricity (Thru hole) | ±2 µm |
| Inertia | 0.217 kg-m2 | Stage Weight | 3.5 kg |
| DDR-150 Construction | Mechanical Features |
|---|---|
| Stationary Base | High strength aluminum alloy with black anodized finish (Nickel plating optional) |
| Rotating Table | Stainless steel with passivated finish |
| Bearing System | ABEC-7 precision ground 4-point contact radial bearing |
| Encoder | Incremental optical encoder with reflective tape scale (50 lines/mm) |
| Limit Switches | Hall effect home and limit switches |
- With 0.214 arc sec resolution (256x multiplication)
- At lowest resolution (top speed dependent on controller and resolution)
- Measured at 60mm radius
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Sarmısak Çayı
Doğum sonrası kilolarından kurtulmak isteyen seksi yıldız Angelina Jolie, 'sarmısak çaylı' diyet uygulamaya başladı. Doğum yaptığı Güney Afrika ülkesi Namibya'da sağlık gurularının tavsiye ettiği sarmısak çayını yanından ayırmayan Jolie'nin yakınları, güzel oyuncunun doğum sırasında aldığı 11 kilodan hızla kurtulduğunu söylüyor. Jolie'nin uyguladığı diyet programının merkezinde bulunan sarmısak çayı Meksika ve İspanya'da soğuk algınlığı tedavisinde kullanılıyor. Ancak çayın, bağırsakları çalıştırarak zayıflamada etkili olduğu da söyleniyor.
İŞTE MUCİZEVİ TARİF...
Bir çok yönden sağlığa yararlı olan sarmısak çayın malzemeleri ve hazırlanış tarifi: Bir tencerenin içine 3 bardak su ve 3 diş sarmısağı atın ve kaynatın. Su kaynadıktan sonra yarım bardak bal ve yarım bardak limon suyu ilave edin, soğumaya bırakın. Günde 3 kez ılık olarak yarım bardak için. Bir sonraki gün kullanmak içinse, kaynattığınız kabı buzdolabında saklayabilirsiniz
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etimek tatlısı
hafif tatlı sevenler.hem yapması kolay hem çok hoş.
malzemeleri
1paket etimek
1paket krem şanti
1bardak çekilmiş fındık
1bardak süt
şerbeti için
3su bardagı şeker
4su bardagısu
yapılışı
önce şerbet yapılır daha sonra geniş bir borcama etimekler dizilir,şerbet üzerine dokülür.5dakika beklenir.daha sonra krem şanti arasına sürülür,ve üstüne tekrar etimek konur.en üstü krem şanti ve fındıkla süslenir afiyet olsun
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Robotic suit helps paralyzed walk
LONDON, England (CNN) -- A new robotic suit could transform the lives of paralyzed people, giving them the ability to walk again.
The invention, known as ReWalk, acts like a kind of exoskeleton. It consists of lightweight, motorized leg supports and an assortment of intricate motion sensors.
Users wear a backpack that holds a computerized control box which helps the medical device recognize when a step needs to be taken.
"Standing changes my whole environment. I don't have to look from the bottom up. Now I am eye to eye with everybody," Radi Kaiof, who has used the device, told CNN.
Kaiof, a former Israeli soldier, was paralyzed from the waist down 20 years ago. He doesn't have feeling in his legs but is still able to move with the use of the robotic suit
With the assistance of crutches, which offer balance and support, people paralyzed from the waist down can walk, bend, sit and even climb stairs when they wear the suit.
The futuristic invention offers an alternative to using a wheelchair for those who have functioning upper bodies and are capable of standing with the use of supports.
It is the creation of Dr. Amit Goffer, an engineer and founder of Haifa, Israel-based high-tech firm Argo Medical Technologies. Goffer was inspired to create the device more than a decade ago after he became disabled in an accident.
The medical technology that could help paraplegics do what was once considered impossible isn't available for purchase yet. The device wasn't ready for testing until late 2007 and currently is in clinical trials in Tel Aviv.
More trials are planned for the United States and Europe, and if the product receives the necessary approvals, it could hit the market in 2010.
The price of the device hasn't been set yet, but is expected to be comparable with the typical average yearly expense of using a wheelchair.
The robotic suit improves the quality of life of people paralyzed from the waist down, according to Goffer, who wanted to give paraplegics an alternative to using a wheelchair. It also benefits their overall health since it keeps their bodies active all day long, he says.
But when it comes down to it, the invention is all about helping people regain respect. Dignity is "the No. 1 problem" for people who use wheelchairs, says Goffer.
For Kaiof, the former soldier, the robotic suit has changed his life. Before he tried it on, his daughter had never seen him stand before.
When he stood before her for the first time, she couldn't believe just how tall he was, he recounted to CNN.
http://edition.cnn.com/2009/HEALTH/01/09/robotic.suit/index.html
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High Flow Range Mass Coriolis Flow Meter
Ideal for the measurement of flow, density and temperature of liquids and slurries, such as aggressive or contaminated, sanitary or particle-filled fluids.Features:
Flow ranges from 60 to 60K Kg/Hr (2.2 to 1650 lb/min)
Accuracy up to 0.25% of reading
Materials: flow tubes - 316 L, splitter flanges - 316 Ti, housing - cast iron
Process temperature -40°F to 356°F
Ambient temperature -40°F to 140°F
Wide flow ranges
ACCURATE AND RELIABLEThis meter has the ability to maintain high accuracy, despite changing viscosity conditions, with accuracy of +0.25% of reading.
EASY CLEANING
The ACM series has smooth stainless steel tubes and no moving parts, and is therefore very easy to flush and clean.
MULTI-TASKINGThe ACM series of mass coriolis flow meters measure flow, density and temperature.
MATERIAL COMPATIBILITY
Because of the meter's 316 stainless steel flow tubes, the ACM series can measure a wide range of materials.
VARIETY OF ELECTRONICS
Electronics available for the ACM series include a local, hazardous rated display and a remote, panel-mount digital display
Flow ranges from 60 to 60K Kg/Hr (2.2 to 1650 lb/min)
Accuracy up to 0.25% of reading
Materials: flow tubes - 316 L, splitter flanges - 316 Ti, housing - cast iron
Process temperature -40°F to 356°F
Ambient temperature -40°F to 140°F
Wide flow ranges
ACCURATE AND RELIABLEThis meter has the ability to maintain high accuracy, despite changing viscosity conditions, with accuracy of +0.25% of reading.
EASY CLEANING
The ACM series has smooth stainless steel tubes and no moving parts, and is therefore very easy to flush and clean.
MULTI-TASKINGThe ACM series of mass coriolis flow meters measure flow, density and temperature.
MATERIAL COMPATIBILITY
Because of the meter's 316 stainless steel flow tubes, the ACM series can measure a wide range of materials.
VARIETY OF ELECTRONICS
Electronics available for the ACM series include a local, hazardous rated display and a remote, panel-mount digital display
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Biomedical Sample Handling
Multi-axis X-Y linear motorized positioning stage
ABTechinc's Mini X-Y Linear Motor stage combines Copley Controls,
Thrust
Tube "Micro" series linear motors with non-contact linear encoders
and precision
mechanical guideway bearings to produce a unique lightweight,
low mass and low
profile, linear motor positioning stage.
This design incorporates the linear motors
coil (forcer) as the stages workholding carriage while the linear mechanical
guideway bearings provide load support, travel straightness and
orthogonality
for accurate positioning and repeatability.
The Thrust
Tube linear motors
are electrically identical to conventional brushless DC
motors making them
compatible to most third party brushless
drives.
These mini X-Y stages
are ideally suited for pick-and-place
or point-to-point positioning applications
such as biomedical sample
handling or inspection.
ABTech's modular design approach and full
engineering services can
respond quickly to provide a solution to your O.E.M.
needs for
ultra-precision linear motion.
Features
- Thrust
Tube "Micro" series brushless DC linear motors - Precision linear mechanical guideway bearings
- Non-contact linear encoders
- Position accuracy & repeatability: ±0.000080" (±2.0µm)
- Motor
drive amplifiers - Motion
controllers - Custom
bases - Complete turn-key systems
- Modular
design
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THE LAST DAYS OF PRİVACY
As technology makes life richer and easier, we leave a trail of information that is susceptible to prying eyesWithin the next four months, a major Bay Area supermarket chain plans to introduce a payment system that uses biometric fingerprint authentication to verify customers' identities. Under this system, shoppers in checkout lines won't need to use cash, checks, debit cards or credit cards. Instead, they can place their fingers on scanners that read fingerprints, and once the device links to their bank or credit card accounts, they can buy groceries, get cash back and do everything else shoppers do.[Podcast: Insight Editor Jim Finefrock and reporter Jonathan Curiel talk about how Americans might as well face up the fact that there is little privacy left.]The system is already used in cities around the United States, including Portland, Ore., and Chicago, where one shopper says it has changed his life for the better. Linc Thelen, a 37-year-old interior designer, says the fingerprint system -- known commercially as Pay By Touch -- is convenient to use and expedites his way through grocery lines at Jewel-Osco, where he shops. Thelen says the system lets people leave their wallets behind, so they don't have to worry about being robbed or losing their credit cards."I had no reservation," Thelen said in a phone interview. "It's a safe way to store information."But no system is 100 percent foolproof.Despite the fact that armed men guard the computers that store the customers' virtual fingerprints, despite the fact that Bank of America's former security chief now heads Pay By Touch's security division, and despite the fact that Pay By Touch hires people to try to expose vulnerabilities in its computer system (so those vulnerabilities can be eliminated), Pay By Touch President John Morris acknowledges that "it's not impossible" for computer hackers to figure out how to tamper with its information.And therein lies one of the 21st century's most vexing problems: More and more of our personal data are captured and stored by corporate and government interests, and are potentially available to anyone with the technological, legal or financial means to access that information.Whether it's phone calls we make, library books we check out, CDs we buy on the Internet or divorces we finalize in court, we leave a trail of information that becomes susceptible to prying eyes. For the price of a bus pass, you can pay a company to supply anyone's address, phone number, political affiliation, estimated income and property history. For $20 more, you can find out if that person is married or divorced, has a criminal record, and what sort of jobs he or she has worked.Sen. Hillary Clinton, D-N.Y., says she will introduce a "privacy bill of rights" because identity theft and security failures of personal records have become "one of the most important issues facing us as individuals and as a nation."The availability of personal information -- downloadable onto laptop computers, which are increasingly being fitted with fingerprint technology -- is changing the culture in ways that may seem trivial but are really benchmarks for a new society already in its formative stages.A small example: Unbeknownst to the men who date her, Judy runs background checks on all of them, using a private investigator to dig out any "red flags" that would presage troubling behavior. A businesswoman in Southern California, Judy, 50, uses a company called DateSmart, whose client base has boomed in the past five years as more people confront the perils of online dating."I'm glad the information is out there," says Judy, who did not want her last name used because of concerns her suitors would read this article. "The men I'm talking to online are complete strangers. And I have absolutely no knowledge of their character other than what they're saying in their profiles. I need to feel comfortable knowing that they're not an ax murderer. The people you meet might be well dressed, but you never know if they have any criminal history. It's for (my) safety."Background checks are nothing new. What's changed are the speed with which you can obtain them, their relatively small price (some companies advertise free checks) and their growing public acceptance. The information revolution has transformed the background check into a common and casual tool, and those being scrutinized probably don't have a clue. More obvious are the security cameras embedded in nearly every major American city, including New York, Milwaukee, Chicago, Atlanta, Los Angeles and, yes, San Francisco, where lenses record people's activities in such crime-ridden neighborhoods as Bayview-Hunters Point and the Western Addition. The spread of these cameras is championed by authorities, who say it reduces criminal activity, and criticized by the ACLU, which says the equipment is an unnecessary intrusion into public spaces.Civil liberties groups have joined the widespread outcry against the government's monitoring of Americans' phone-call records. Two weeks ago in federal court, the ACLU challenged the legal rationale behind the National Security Agency program, arguing that the NSA's actions -- involving "data mining" of records provided by AT&T and other telephone companies -- violate Americans' rights to free speech and privacy as guaranteed under the First and Fourth Amendments. Last week, privacy experts raised questions about the U.S. government's monitoring of international bank transfers -- previously secret data surveillance officials say is justified by the fight against terrorism.Americans' rights to privacy will be tested even more in the next few years as biometric technology creeps increasingly into everyday arenas. For example, on the campus of UC San Diego, biometric experts are testing a soda machine that uses both fingerprint and face-recognition technology. The machine is in a lounge for grad students in UC San Diego's computer science building."The students are very excited about getting it working," Serge Belongie, a UC San Diego associate professor of computer science, says in a phone interview. "People think it's very cool. ... No one uses money. They have accounts. What would be fun is if (the machine) recognizes you and says, 'Would you like your usual?' "If UC San Diego students are reluctant to use the machine, their privacy concerns are outweighed by convenience -- a sentiment echoed in survey after survey on biometric technology. In March, Unisys Corp. released a report on public perception of "identity management" that said convenience and efficiency were the two biggest reasons consumers would use biometric technology. (The most preferred biometric methods are fingerprints and voice recognition, according to the survey. The least preferred, because of its perceived intrusiveness, is an iris or eye scan.)Two of the biggest turnoffs for those who shun biometric technology: suspicion of how the technology works and loss of privacy. Among respondents from North America, just 56 percent said they'd be willing to share their fingerprint with a government organization such as a post office or tax authority. Among respondents from the Asia-Pacific region, 71 percent said they'd share their fingerprint with the government."As consumer confidence grows in the large-scale usage of (biometric technology) and standards are more generally comfortably adopted, you're going to see a pretty rapid migration" to it, says Mark Cohn, Unisys vice president for homeland security solutions.Cohn, a principal architect of the Department of Homeland Security's US-VISIT Exit system, which uses fingerprint technology to run background checks on visa applicants and verify their entry to and arrival from the United States, says Malaysia offers a preview of how the United States may change in the coming years.Since 2001, the Malay government has issued a biometric "multipurpose card" to Malaysians 12 years and older. The card, which features a thumbprint and photograph, acts as a passport, driver's license, ATM card, toll and parking pass, and medical record that lists blood type and any allergies.The card is convenient to use -- but it's a nightmare for Malaysians who lose it or have it stolen. Crime syndicates in Malaysia have altered cards with different photographs and used them to give members new identities, though the Malay government insists these identity thieves can't access the original cardholders' personal information. Special chip technology and other password features prevent this, they say. Also, the cardholder's fingerprint -- rather than being visible on the card -- is encrypted in the card itself: To reveal the fingerprint, the card must be inserted into a special biometric device that compares the encrypted print with that of the person claiming to be the cardholder.For anyone who has read Orwell's "Nineteen Eighty-Four," where "telescreens" keep track of people's lives, this new biometric technology will seem like fiction come to life. It's showing up everywhere. By the end of this year, U.S. passport agencies hope to issue "electronic passports" with computer chips that have digital photos of the holders. With the help of face-recognition machines, airport security can compare a photo with the face of the passport holder. For two years, an American corporation, VeriChip, has sold government-approved electronic chips that are inserted under people's skin to give doctors instant access to patients' medical histories.In 2008, as mandated by the Real ID Act, states plan to issue driver's licenses linked to a database that includes each license holder's photo and Social Security number. These licenses (civil liberties groups call them national identity cards) will likely include a biometric photo of the driver accessible by authorities.In the meantime, banks are considering using iris scans and even palm scans at ATMs in an effort to cut down on fraud. (In 1999, Bank United in Texas adopted iris-scan technology at three of its ATMs in a test that was discontinued when Washington Mutual took over the bank.)Some people love the new technology. Others shun it.Pay By Touch admits it has encountered some resistance among shoppers it approached in supermarkets that already use the company's fingerprint service. But Morris, its president, says many of these customers are quickly won over by the convenience of Pay By Touch, which is free for consumers, and that the company keeps data points based on users' fingerprints, not actual fingerprints. So far, supermarkets in 40 states use the Pay By Touch system.Pay By Touch, which is based in San Francisco, wouldn't say which Bay Area supermarket chain will start using its fingerprint system in the next four months -- only that the chain will use the system in just a handful of its Bay Area stores. Pay By Touch users sign up voluntarily and are under no obligation to use it at the checkout line.Pay By Touch says it takes great care to safeguard its users' data. After fingerprints are converted into algorithms, they're encrypted, then stored in IBM computers. Those algorithms can't be reconverted into an exact copy of the fingerprint, though Pay By Touch may eventually store users' actual fingerprints if the technology improves, Morris says. The company insists it will never sell users' personal information or fingerprints to anyone else -- a pledge that's backed up in writing when users sign up with the company. But what if federal authorities, citing national security, insist on the finger scan and payment history of a Pay By Touch user?Pam Dixon, who heads the World Privacy Forum, a public research group, went to Chicago to warn potential Pay By Touch users about possible dangers."It didn't stick," she says. "People were (more) concerned with (convenience than) the potential risks. People can put their thumb on a pad and be done with it. But meanwhile, their biometric data is sitting with another company, a third party, that's subject to subpoena. One argument that I made: Let's say that every supermarket in the country, particularly the large chains, (use) a biometric payment system. It's a law enforcement dream because who needs a biometric database run by the U.S. government when you've got one being run by private companies?"Citing the recent disclosure by the Veterans Administration, which said a computer with credit information on millions of veterans had been stolen, Dixon says, "The second issue is information security. If the VA can't keep its records secure, which is a government agency that has all sorts of strict controls that are supposed to be in place, how on Earth can a private company without the resources of something like the VA manage to keep something secure? When we have a credit card stolen, we can call the credit card company and say, 'Give me a new number.' But you can't do that with your biometric. You can't say, 'Give me a new fingerprint.' "Morris dismisses such concerns, saying that Pay By Touch will actually decrease the likelihood that consumers' credit information is stolen or misappropriated. "I think (Pay By Touch users) get pretty rapidly that it's the ultimate way to secure their private data," he says. "It connects (their accounts) to something that's uniquely them, as opposed to handing a credit card over to a stranger or writing a personal check that seven or eight humans touch before it gets in their statement. Securing information by a biometric is a giant leap forward. (Users) like that they don't have to pull their card out anymore. They (tell us they) like that they don't have to carry their (purses or wallets) through the parking lot of an urban supermarket. There's a physical security benefit. Their numbers are never displayed. The safety of securing their data is the No. 1 thing they like."The marketplace will determine whether the public is ready to accept commercial fingerprint identification. Investors in Pay By Touch believe that day is here, capitalizing the company with $190 million in the past 12 months. More than 2.5 million shoppers already use the Pay By Touch system. Morris envisions a day when all stores -- even mom-and-pop ones -- offer a Pay By Touch option.Soon, customers will be able to use Pay By Touch from home with the help of fingerprint readers attached to their computers. In ancient China, rulers would put their fingerprints on documents to give them an official seal. Artists would also mark their work with prints. It wasn't until the late 1800s that authorities realized they could use fingerprints to catch criminals. Their evolution as a way to pay for groceries is a 21st century twist fueled by technology. It's also a trade-off between privacy and convenience. Welcome to the brave new world in A
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